How to File Taxes in Canada (2025): Step-by-Step CRA Guide for Beginners

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How to File Taxes in Canada (Canada Revenue Agency Guide for Beginners) Meta Description: A step-by-step beginner’s guide to filing your income tax return in Canada—covering what you need, how to file, deadlines, and key tips from the CRA. 1️⃣ Introduction Filing your personal income tax return in Canada is an important annual task—whether you’re a first-time filer, self-employed, or have a simple situation. The Canada Revenue Agency (CRA) manages federal tax filings and many provincial/territorial filings. Filing ensures you claim eligible benefits, tax credits and remain compliant. :contentReference[oaicite:2]{index=2} 2️⃣ Step 1: Gather Your Documents Before you begin, collect the key documents and information you will need. :contentReference[oaicite:3]{index=3} Your Social Insurance Number (SIN). Income slips (e.g., T4 for employment, T4A, T5 for investment income). Receipts or records for deductions/...

Wales Personal-Injury Claims 2025 — 3-Year Limit & Key Exceptions

Wales Personal-Injury Statute (2025): Time Limits & Exceptions

For claimants in Wales, the standard limitation period for a personal injury claim is 3 years from either the date of injury or the date you became aware of it (the so-called “date of knowledge”). Acting early is critical — once the deadline passes you risk your claim being statute-barred.

This article covers the standard rules, key exceptions (such as children’s claims or mental incapacity), what evidence you should collect, how settlement negotiation timelines work, the court process basics, and practical advice.

Standard limits

Under the Limitation Act 1980 (applying in England & Wales) the general limitation period for personal injury claims is 3 years from the later of the date of injury or the date of knowledge.

Claim typeTime limitStarting point
Standard personal-injury claim3 yearsDate of injury or date of knowledge
Fatal injury (estate/dependants)3 yearsDate of death or date of knowledge
Claim for child (under 18)Until 21st birthday → then 3 yrs18th birthday or date of knowledge

Although you technically have 3 years, act much sooner: evidence degrades and witness memory fades.

Exceptions

  • Children’s claims: 3-year limit starts at age 18.
  • Mental incapacity: Clock paused until capacity returns.
  • Latent injury: Runs from date of knowledge.
  • Court discretion (s.33): Rare exceptions where justice requires.

Missing the time limit doesn’t always end a claim, but the court rarely extends it — get legal advice fast.

Evidence list

  • Accident or incident reports and witness contacts
  • Medical treatment and specialist records
  • Photos of scene, injury, and hazards
  • Employer logs, CCTV, maintenance records
  • Symptom diary and correspondence with insurers

Negotiation timeline

  1. Legal consultation (0-3 months)
  2. Letter of claim → insurer reply (~3 months)
  3. Negotiation (3-12 months)
  4. Issue proceedings before 3-year deadline
  5. Mediation / ADR → Trial → Settlement

Negotiations do not pause limitation—court filing must occur within 3 years.

Court basics

  • Issue Claim Form + Particulars within time limit
  • Disclosure: medical reports, expert evidence
  • Liability and damages assessed; most cases settle
  • Costs may shift — success vs. failure risk

Advice

  • Contact a solicitor promptly after injury or diagnosis.
  • Preserve all possible evidence early.
  • Keep a detailed symptom and treatment diary.
  • Mark the 3-year deadline and work backwards.
  • Check exceptions for minors, incapacity, or latent disease.

Case studies

Jane (30): Slip injury Jan 2023 → claim settled Dec 2023, within 3 years.

Tom (45): Occupational illness diagnosed 2024 → limit until 2027.

Sara (16): School accident 2022 → limit starts 2024, ends 2027.

FAQ

Children’s claims?

Under 18s: clock starts on 18th birthday → runs until 21st.

Date of knowledge?

It’s when you knew or should’ve known your injury was caused by negligence; the 3-year clock runs from then.

Missed time limit?

Your claim may be time-barred. Courts rarely extend—seek legal advice immediately.

Key Takeaways

  • Standard Wales PI limit: 3 years from injury or knowledge.
  • Exceptions for minors, incapacity, latent injury.
  • Deadlines are strict—collect evidence and act fast.

References

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